Pay Monthly for Electric Rise Recliners in the UK

Comfort and mobility at home often depend on having practical and supportive furniture. Electric rise recliner chairs can offer useful assistance for individuals who find it difficult to sit down or stand up, particularly older adults or those with mobility issues. However, these chairs can be costly. In the UK, Buy Now, Pay Later options provide a way to spread the cost over time, making it possible to access this type of seating without an upfront payment. For many, financing can offer a more manageable approach to purchasing essential home equipment.

Pay Monthly for Electric Rise Recliners in the UK

Why Finance an Electric Rise Recliner?

Electric rise recliners can be a significant investment, with prices often ranging from £500 to over £2,000. For many, this substantial cost can be a barrier to acquiring a chair that could greatly improve their quality of life. Financing allows you to spread the cost over several months or even years, making the purchase more manageable for your budget. This option is particularly beneficial for those on fixed incomes or those who need the chair urgently but don’t have the full amount available immediately.

What Types of Electric Recliners Can You Finance?

When considering financing an electric recliner, you’ll find a variety of options available. Single motor recliners offer basic functionality, allowing you to raise and lower the chair in one smooth motion. Dual motor recliners provide more flexibility, letting you adjust the backrest and footrest independently. Some advanced models include additional features such as heat and massage functions, adjustable headrests, or even lift-and-tilt mechanisms for easier entry and exit. Most retailers offering finance options will have a range of these types available, allowing you to choose the model that best suits your needs and budget.

How Does Recliner Chair Financing Work in the UK?

Financing an electric recliner in the UK typically involves a credit agreement with the retailer or a third-party finance company. The process usually starts with choosing your preferred chair and then applying for credit. Many retailers offer online applications, making the process convenient and quick. You’ll need to provide personal and financial information, and a credit check will be performed. If approved, you’ll agree to a repayment plan, which could range from a few months to several years, depending on the total cost and the terms offered.

Top UK Retailers Offering Electric Recliners on Finance

Several reputable UK retailers offer electric rise recliners with finance options. HSL Chairs, a specialist in mobility furniture, provides a range of recliners with flexible payment plans. Fenetic Wellbeing, known for its mobility aids, also offers finance on their electric recliner range. National chains like DFS and ScS have electric recliners in their product lines and typically provide various finance options. Additionally, online retailers such as Mobility Furniture Company and CareCo offer a wide selection of electric recliners with finance plans to suit different budgets.

Understanding Prices and Monthly Payment Options

The cost of electric rise recliners can vary significantly based on features, brand, and quality. Here’s a comparison of some popular options available in the UK market:


Product Provider Cost Estimation Typical Monthly Payment*
Basic Single Motor Recliner HSL Chairs £599 - £799 £25 - £33
Dual Motor Recliner Fenetic Wellbeing £799 - £999 £33 - £42
Luxury Massage Recliner DFS £1,199 - £1,499 £50 - £63
Bariatric Electric Recliner CareCo £899 - £1,299 £38 - £54

*Monthly payments based on a 24-month 0% finance plan. Actual terms may vary.

Prices, rates, or cost estimates mentioned in this article are based on the latest available information but may change over time. Independent research is advised before making financial decisions.


When considering finance options, it’s crucial to look at the total cost of credit, not just the monthly payments. Some retailers offer interest-free credit for a certain period, which can be an excellent option if you can pay off the balance within that timeframe. Others may charge interest, which will increase the overall cost of the chair.

What to Consider Before Financing an Electric Recliner

Before committing to a finance agreement for an electric recliner, consider your long-term financial situation. Ensure that the monthly payments fit comfortably within your budget, and be aware of the total amount you’ll pay over the finance period. It’s also wise to compare offers from different retailers and finance providers to find the best deal. Additionally, check the warranty and after-sales service offered, as these can be crucial for electric items that may require maintenance over time.

In conclusion, financing an electric rise recliner in the UK can make these beneficial chairs more accessible to those who need them. With a range of options available from various retailers and flexible payment plans, it’s possible to find a solution that combines comfort, functionality, and affordability. By carefully considering your needs and financial situation, you can make an informed decision that enhances your comfort and mobility at home.